Music Trade Review
Issue: 1912 Vol. 55 N. 12 - Page 11
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THE
MUTUAL INSURANCE CO. FORMED.
MUSIC TRADE
REVIEW
11
OCCUPYING NEW BUILDING.
How Michigan Employers Reduce the Cost of The Phillips & Crew Co. Will Take Full Pos-
Meeting with the Provisions of the Work-
session of New Structure on Bull Street on
October 1—Announce Full Piano and Player
ingmen's Compensation Law.
Line with Steinway as Leader—Will Fea-
(Special to The Review.)
ture Victor Talking Machines—What Man-
Detroit, Mich., Sept. 17, 1912.
ager Banks Says of Conditions.
All of the piano manufacturing companies of
Michigan have been invited to enter the Michigan
Workingmen's Compensation Mutual Insurance
Co., which filed articles of incorporation with the
State authorities this week. Several concerns
have already joined the organization and W. R.
Farrand has been elected a member of the board
of directors.
On September 1 a new State law went into effect
providing automatic compensation for any work-
man injured in his line of duty and for the de-
pendents of any workingman killed. All employ-
ers are required to insure in some manner satis-
factory to the authorities, to provide for the car-
rying out of the requirements of the law. Any
employer who fails to come in under the law
cannot plead the ordinary defenses in case of a
damage suit for injuries and therefore is almost
certain to have to settle for any accident occurring
in his place of business.
Many business men consider the mutual insur-
ance plan the best means of meeting the situation.
The rates of the stock insurance companies have
been hoisted to from three hundred to six hun-
dred per cent, of the rates charged for insurance
under the old law, so doing business witn them
will be expensive. In doing business with a stock
company a manufacturer pays for losses whether
or not they occur. In a mutual company he pays
for only such accidents as really occur. The
difference represents the profits of the insurance
company, and these the manufacturers propose to
•5ave.
Piano manufacturing is not a very dangerous
employment and thus gets a very low rate
in the mutual. The mutual employs inspec-
tors, who fix a rate according to the conditions in
the inspected plants, exactly as a stock company
would fix them, and a premium is charged accord-
ingly. The mutual company, however, deducts
twenty per cent, from the rate, which is about the
amount of commission an insurance agent gets for
writing a policy.
About thirty of the large manufacturing con-
cerns of the State are in the company. It is ex-
pected that several more of the piano manufac-
turers will enter.
OPENS NEW STOREJN WATERLOO, IA.
(Special to The Review.)
Savannah, Ga., Sept. 16, 1912.
The Phillips & Crew Co., of this city expect to
take full possession of its handsome new building at
240-242 Bull street about October 1. Three floors of
this immense structure are being given over to the
display of the instruments which they represent.
They have just made a formal announcement of
their full piano and player-piano line for the pres-
ent season, which is as follows: Steinway, Knabe,
Hardman, Fischer, Wheelock, Sterling and Crown
pianos, and the Weber, Stech, Wheelock, Stuy-
vesant and Technola player-pianos. They will also
handle a piano and player bearing their own name.
In the new establishment a large space will be
devoted to Victor talking machines and records,
whic'h has been a very successful branch of the
business. Special sound proof rooms and display
parlors as well as a recital hall will be a part of
the equipment, and Manager John S. Banks, who has
just returned from his vacation, predicts one of the
best season's in the company's history. When the
improvements under way have been completed he is
confident that he will have one of the most at-
tractive music stores to be found anywhere in the
country. "We expect to enlarge our working force
both in and out of the city," remarked Mr. Banks,
"and mean to make the present fall and winter rec-
ord breakers as far as trade is concerned.
C. W. MARVIN IN DETROIT HOSPITAL.
Well-Known Piano Man Returns to Home City
for Serious Operation at St. Mary's Hospital
—Now on Road to Recovery.
(Special to The Review.)
Detroit, Mich., Sept. 17, 1912.
C. W. Marvin, one of the best known piano men
in the country, is in St. Mary's Hospital here,
slowly recovering from the effects of two surgical
operations. He has been ill for seven weeks. He
came here from Chicago purposely to undergo the
operation in his former home city.
Mr. Marvin was the junior member of the
famous Whitney-Marvin firm of a decade ago
Later he was a salesman for Kranich & Bach
and for the Kimball Co., and more recently estab-
lished himself in Chicago in the piano business
with headquarters in the Republic building.
K. M. Henderson recently held the formal open-
ing of his new music store in Waterloo, Iowa,
where he occupies spacious and attractively fur-
MILWAUKEE HOUSE EXPANDS.
nished quarters in the Fowler building at the Heller Piano Co. Adding 12,000 Square Feet
corner of Fifth and Lafayette streets. Mr. Hen-
of Additional
Floor Space to Present
derson handles the Kimball and other lines of
Quarters at No. 616 Grand Avenue.
pianos and player-pianos, music rolls and sheet
music.
(Special to The Review.)
Milwaukee, Wis., Sept. 17, 1912.
James J. Boyle and Joseph Kellet have opened
The Heller Piano Co. is remodeling and enlarg-
a new music store in the Crosby Building, Hazel- ing its quarters at 616 Grand avenue, which will
ton, Pa.
give the concern at least 12,000 square feet of
additional floor space. The Grand avenue res-
taurant quarters, adjoining, have been leased and
are being transformed into handsome piano quar-
ters, whf.le a substantial annex is being erected at
the rear of the main store. During the work of
rebuilding, Louis Leo, general manager, is conduct-
ing a clearing sale of Hobart M. Cable, H. P.
Nelson, Cote, Newman, Price & Teeple and other
are conscientiously made, good
pianos carried.
RUDOLF
PIANOS
instruments; in other words,
the sweetest things out.
RUDOLF PIANO CO.
S47-349 R i d e r A v e .
'
NEW YORK
Again, Hear Ye!
Piano manufacturing in the
great metropolis is showing
splendid advance—that is, in
particular cases.
Old Father Knickerbocker
s a y s : "PARTICULARLY
Bjur Bros."
"Shortly this energetic com-
pany will have OUTGROWN
its present headquarters and by
the beginning of next month
will be located in one of the
most IMPOSING and BEST
EQUIPPED factories in New
York.
"That's GOING SOME for a
comparatively young house;
and its growth would have
been impossible unless Bjur
Bros, products had possessed
UNUSUAL merit.
"Take the Bjur Bros. PLAY-
ER-PIANOS.
"They are WONDERS.
"They are in every sense RE-
MARKABLE player creations
and if you have not seen the
Bjur Bros, player-piano do not
WASTE any TIME before ex-
amining it."
It will help out your fall trade
very materially.
Roger S. Brown, who travels over a large sec-
tion of the East for the Estey Co., arrived in
New York last week with his daughter, who i =
on her first visit to Gotham. After several days
spent in sightseeing, Miss Brown will return home,
while her father will cover New York in the inter-
ests of the Estey line.
The New Jersey Piano Co., 311-313 West Front
street, Plainfield, N. J., has secured the agency
for the Needham piano, and this concern is now
conducting a special sale of these instruments.
2572-2574 Park Ave., New York.
ESTABLISHED 1887.
THE
MUTUAL INSURANCE CO. FORMED.
MUSIC TRADE
REVIEW
11
OCCUPYING NEW BUILDING.
How Michigan Employers Reduce the Cost of The Phillips & Crew Co. Will Take Full Pos-
Meeting with the Provisions of the Work-
session of New Structure on Bull Street on
October 1—Announce Full Piano and Player
ingmen's Compensation Law.
Line with Steinway as Leader—Will Fea-
(Special to The Review.)
ture Victor Talking Machines—What Man-
Detroit, Mich., Sept. 17, 1912.
ager Banks Says of Conditions.
All of the piano manufacturing companies of
Michigan have been invited to enter the Michigan
Workingmen's Compensation Mutual Insurance
Co., which filed articles of incorporation with the
State authorities this week. Several concerns
have already joined the organization and W. R.
Farrand has been elected a member of the board
of directors.
On September 1 a new State law went into effect
providing automatic compensation for any work-
man injured in his line of duty and for the de-
pendents of any workingman killed. All employ-
ers are required to insure in some manner satis-
factory to the authorities, to provide for the car-
rying out of the requirements of the law. Any
employer who fails to come in under the law
cannot plead the ordinary defenses in case of a
damage suit for injuries and therefore is almost
certain to have to settle for any accident occurring
in his place of business.
Many business men consider the mutual insur-
ance plan the best means of meeting the situation.
The rates of the stock insurance companies have
been hoisted to from three hundred to six hun-
dred per cent, of the rates charged for insurance
under the old law, so doing business witn them
will be expensive. In doing business with a stock
company a manufacturer pays for losses whether
or not they occur. In a mutual company he pays
for only such accidents as really occur. The
difference represents the profits of the insurance
company, and these the manufacturers propose to
•5ave.
Piano manufacturing is not a very dangerous
employment and thus gets a very low rate
in the mutual. The mutual employs inspec-
tors, who fix a rate according to the conditions in
the inspected plants, exactly as a stock company
would fix them, and a premium is charged accord-
ingly. The mutual company, however, deducts
twenty per cent, from the rate, which is about the
amount of commission an insurance agent gets for
writing a policy.
About thirty of the large manufacturing con-
cerns of the State are in the company. It is ex-
pected that several more of the piano manufac-
turers will enter.
OPENS NEW STOREJN WATERLOO, IA.
(Special to The Review.)
Savannah, Ga., Sept. 16, 1912.
The Phillips & Crew Co., of this city expect to
take full possession of its handsome new building at
240-242 Bull street about October 1. Three floors of
this immense structure are being given over to the
display of the instruments which they represent.
They have just made a formal announcement of
their full piano and player-piano line for the pres-
ent season, which is as follows: Steinway, Knabe,
Hardman, Fischer, Wheelock, Sterling and Crown
pianos, and the Weber, Stech, Wheelock, Stuy-
vesant and Technola player-pianos. They will also
handle a piano and player bearing their own name.
In the new establishment a large space will be
devoted to Victor talking machines and records,
whic'h has been a very successful branch of the
business. Special sound proof rooms and display
parlors as well as a recital hall will be a part of
the equipment, and Manager John S. Banks, who has
just returned from his vacation, predicts one of the
best season's in the company's history. When the
improvements under way have been completed he is
confident that he will have one of the most at-
tractive music stores to be found anywhere in the
country. "We expect to enlarge our working force
both in and out of the city," remarked Mr. Banks,
"and mean to make the present fall and winter rec-
ord breakers as far as trade is concerned.
C. W. MARVIN IN DETROIT HOSPITAL.
Well-Known Piano Man Returns to Home City
for Serious Operation at St. Mary's Hospital
—Now on Road to Recovery.
(Special to The Review.)
Detroit, Mich., Sept. 17, 1912.
C. W. Marvin, one of the best known piano men
in the country, is in St. Mary's Hospital here,
slowly recovering from the effects of two surgical
operations. He has been ill for seven weeks. He
came here from Chicago purposely to undergo the
operation in his former home city.
Mr. Marvin was the junior member of the
famous Whitney-Marvin firm of a decade ago
Later he was a salesman for Kranich & Bach
and for the Kimball Co., and more recently estab-
lished himself in Chicago in the piano business
with headquarters in the Republic building.
K. M. Henderson recently held the formal open-
ing of his new music store in Waterloo, Iowa,
where he occupies spacious and attractively fur-
MILWAUKEE HOUSE EXPANDS.
nished quarters in the Fowler building at the Heller Piano Co. Adding 12,000 Square Feet
corner of Fifth and Lafayette streets. Mr. Hen-
of Additional
Floor Space to Present
derson handles the Kimball and other lines of
Quarters at No. 616 Grand Avenue.
pianos and player-pianos, music rolls and sheet
music.
(Special to The Review.)
Milwaukee, Wis., Sept. 17, 1912.
James J. Boyle and Joseph Kellet have opened
The Heller Piano Co. is remodeling and enlarg-
a new music store in the Crosby Building, Hazel- ing its quarters at 616 Grand avenue, which will
ton, Pa.
give the concern at least 12,000 square feet of
additional floor space. The Grand avenue res-
taurant quarters, adjoining, have been leased and
are being transformed into handsome piano quar-
ters, whf.le a substantial annex is being erected at
the rear of the main store. During the work of
rebuilding, Louis Leo, general manager, is conduct-
ing a clearing sale of Hobart M. Cable, H. P.
Nelson, Cote, Newman, Price & Teeple and other
are conscientiously made, good
pianos carried.
RUDOLF
PIANOS
instruments; in other words,
the sweetest things out.
RUDOLF PIANO CO.
S47-349 R i d e r A v e .
'
NEW YORK
Again, Hear Ye!
Piano manufacturing in the
great metropolis is showing
splendid advance—that is, in
particular cases.
Old Father Knickerbocker
s a y s : "PARTICULARLY
Bjur Bros."
"Shortly this energetic com-
pany will have OUTGROWN
its present headquarters and by
the beginning of next month
will be located in one of the
most IMPOSING and BEST
EQUIPPED factories in New
York.
"That's GOING SOME for a
comparatively young house;
and its growth would have
been impossible unless Bjur
Bros, products had possessed
UNUSUAL merit.
"Take the Bjur Bros. PLAY-
ER-PIANOS.
"They are WONDERS.
"They are in every sense RE-
MARKABLE player creations
and if you have not seen the
Bjur Bros, player-piano do not
WASTE any TIME before ex-
amining it."
It will help out your fall trade
very materially.
Roger S. Brown, who travels over a large sec-
tion of the East for the Estey Co., arrived in
New York last week with his daughter, who i =
on her first visit to Gotham. After several days
spent in sightseeing, Miss Brown will return home,
while her father will cover New York in the inter-
ests of the Estey line.
The New Jersey Piano Co., 311-313 West Front
street, Plainfield, N. J., has secured the agency
for the Needham piano, and this concern is now
conducting a special sale of these instruments.
2572-2574 Park Ave., New York.
ESTABLISHED 1887.
Future scanning projects are planned by the International Arcade Museum Library (IAML).