Music Trade Review -- © mbsi.org, arcade-museum.com -- digitized with support from namm.org
THE MUSIC TRADE REVIEW
67
PREMIUMS TOJNJURED WORKERS.
State Has Graded Workmen's Compensation
Insurance Rates on 66 2-3 Per Cent. Basis—
Copies Now on File Here—Rates Said to
Compare Favorably with Other States.
The State Insurance Department announces that
the xates recently fixed for workmen's compensa-
tion insurance are on file at its office in Albany
and in this city at 165 Broadway. Copies have
been filed also with the Workmen's Compensation
Commission, 1 Madison avenue, and with all in-
surance companies authorized to do business in
this State. A statement just issued says:
"The schedule of rates approved by the depart-
ment is probably the first schedule constructed in
this country on a scientific basis. In constructing
the manual all present rates in other compensation
States have been disregarded; the New York rates
are founded upon actual experience.
"In view of the fact that insurance of compen-
sation is compulsory, Governor Glynn and the Su-
perintendent have determined that the rates must
be reasonable, and that the burden upon the em-
ployers should be as light as possible. While the
New York compensation law is the most liberal
law in the country, the rates approved by the de-
partment compare favorably with compensation
rates in other States that have less liberal laws.
"The rates are constructed upon the theory that
at least 66 2-3 per cent, of the premiums will go
directly to. the injured workman and his depend-
ents, this percentage representing the actual
amount which will be disbursed to claimants. In
addition to these direct payments to the workman
a portion of the premium, amounting to approxi-
mately 10 per cent., will be devoted to inspections
and loss adjustments. The ro.tal margin for ex-
penses allowed to stock companies is equal to
331-3 per cent, of the total premium. The total
margin for expenses allowed to mutual companies
is equal to 23 1-3 per cent, of the total premium.
"The premium rates have been approved subject
to. the condition that the companies will keep
within such limitations. If upon examination or
otherwise, it should be found that these limita-
tions have been exceeded, the department will feel
justified in withdrawing the approval of rates for
such companies as have exceeded the limitations.
"Taking into consideration the fact that at least
66 2-3 per cent, of the premiums will be devo.ted
directly and approximately 10 per cent, indirectly
for the benefit of claimants, the actual administra-
The Ohio Veneer Co.
CINCINNATI, O.
Importers and Manufacturers of
Circassian Walnut and Figured
Mahogany Veneers for high grade
piano cases and cabinets.
New York Office and Sample Room
N. Y. FURNITURE EXCHANGE
Lexington Ave. and 46th St.
G. H. VAUGHAN, Eastern Representative
Lumber and Veneers
ASTORIA VENEER MILLS & DOCK CO.
BIRD'S-EYE VENEER CO.,
HOFFMAN BROTHERS CO.,
ASTORIA, L. I., N. Y.
Custom mills for band and veneer
sawing; slice and rotary cutting of
Mahogany, Circassian and Fancy
Woods.
ESCANABA, MICH.
Mfrs. of Bird's-eye Maple and plain
wood for Piano Linings.
Established 1867.
Incorporated 1904.
FORT WAYNE, INDIANA.
Specialties, Hardwood, Veneers, and
Lumber for Musical Instruments.
THE E. L. CHANDLER CO.,
HENRY S. HOLDEN,
ORLEANS, VT.,
GRAND RAPIDS, MICH.
Cross-banding Veneers in Poplar,
Gum and Birch. Rock Maple for
Rest Plank. Piano Lining in Maple
and Mahogany.
Rotary-cut Rock Maple, for Piano
Pin Blocks. We also manufacture
Birch and Maple Panels.
tion expenses, as far as stock companies are con-
cerned, are limited to 23 1-3 per cent., and as far
as mutual companies are concerned are limited to
13 1-3 per cent. The difference in limitation be-
tween stock and mutual companies is accounted
for by the fact that the mutual companies will be
required to set aside a reserve of 10 per cent, for
the purpose of covering the catastrophe hazard."
PROTECTINQJLOG ENDS.
Proves the Means of Saving Much Valuable
Timber—Prevents Checking and Splitting.
The larger piano manufacturing concerns who
carry a fair-sized stock of lumber and timber on
hand at all times frequently have trouble with the
cracking and splitting of log ends.
It is not a bad idea to protect log ends all the
time, and it is one of the essentials of summer if
one would get all the good he should out of his
stock. End checks cause a pretty fair percentage
of the timber waste item, especially where there
are fine logs to be worked into veneer. So, in so
far as practical, we should seek to prevent these
end checks—should protect the ends of logs; shield
them from the direct sun as much as practical, and
then paint or daub the ends with something to fill
the pores of the wood and prevent rapid drying
and cracking. There are some special preparations
for this wo.rk, and then there is always paint.
Some things are evidently better than others, and
some are used more as a matter of preference or
convenience. Use your own choice, or suit your
own convenience, 'but make it a point to project
the ends of logs and lumber, especially during
the summer season.
GUARDING AGAINST FIRE.
J. J. NARTZIK
I
Plain Sawed and
id Rotary Cut Veneers
106a Maud Ave..
CHICAGO, ILL.
Soft Poplar and Gum Cross-band*
ing. Hard Maple Pin Block Stock.
Bird's-eye or Plain Linings.
age warehouse for dry stock so as to make it rea-
sonably safe, and then the factory proper should
be kept clean, and no accumulations even of dry
stock should be allowed anywhere except in the
warehouse. Clean up the yards and all the build-
ings, and keep them clean, says Veneers, then
make it a rule to keep all surplus sto.ck cleaned out
of the machinery and workroom, and you can so
lessen the danger from fire as to reduce the cost
of insurance and enable you to sleep at night with-
out being haunted by fear of fire.
INVENTS NEW TUNING HAMMER.
George M. Garvin, Cedar Rapids, la., announces
the invention of a new tuning hammer made of
one piece of steel running up into the handle,
which is claimed to be absolutely rigid and well
balanced. The new hammers are made in various
weights and lengths to suit the various makes of
heads.
DUTY ON^VTCE CLOTH.
Before the Board of United States General Ap-
praisers, last week, Judge Brown presiding, the W.
B. Tyler Co., Cleveland, filed objection to paying
1 cent per pound in addition to 45 per cent, ad
valorem on wire cloth. The specific rate was im-
posed on account of the wire entering into the
manufacture of the cloth. The board in its de-
cision holds that the ad valorem rate is a suf-
ficient tax.
R. S. BACON VENEER CO.
FINE MAHOGANY AND
WALNUT VENEERS
Some Precautions That Will Serve to Prevent
Fire Loss and Cut Down Insurance.
213-29 N. Ann St.
The nearer you can come to preventing loss by
fire, the less the thing we call insurance will cost
you and the greater should be your peace of mind,
especially during the dry seasons. Fire prevention
for the woodworking plant seems a very hard
proposition, because it would take nothing much
bigger than a match in a warehouse full of thin,
dry veneer and lumber to make a lively conflagra-
tion in a few minutes' time. It is practical, how-
ever, to construct buildings which will resist fire
from the outside and isolate and inclose the stor-
Piano Manufacturers ^ £ £ £ 3
CHICAGO
soft yellow poplar for cross band-
Ing is unapproached in this country.
A large supply always on hand.
The Central Veneer Co., Huntington, W. Va.
1 NEW SOSS INVISIBLE HINGE
A s m a l l , neat
but strong in-
visible h i n g e ,
having a wide
clearance be-
tween the plates
when open.
SEND FOR CATALOG NO. 103
435 ATLANTIC AVE.
BROOKLYN, N. Y.
wfciv w
i VII
vninht
SOSS MFG. GO.
George H. Harper Co.
Orange, N. J .
VENEERS
Circassian Walnut, Oak, Walnut,
and Specializing on Mahogany.
Capacity—5 Million Feet